Why choose Lifestages
KiwiSaver scheme?
It’s simple – we can help you reach your individual financial goals. Whether you’re saving for your first home, your retirement, or one of life's curve balls, we can help you for life.
In step with your age and stage
We will automatically adjust your investments to ensure they are the right mix, based on where you are in life right now.
Sound financial advice when you need it
As a member you have access to our team of financial advisers who can help keep you on track to reach your goals.
Responsible and sustainable
We manage the Lifestages KiwiSaver Scheme to ensure we invest responsibly. We screen your KiwiSaver investments to ensure that harmful practices are not invested in, or are only invested in levels that are minimised. We also favour investments that are less carbon intensive.
Performance and fees
The Lifestages KiwiSaver Scheme's performance has helped thousands of Kiwis save for what matters to them. Our fees are transparent and fair so you keep more of your hard-earned savings.
Lifestages Auto
If you want a set-and-forget option, then you can use Lifestages Auto. This invests in combinations of the Lifestages High Growth Fund and the Lifestages Income Fund in proportions that vary in accordance with your age. And the best thing about Lifestages Auto is that everything’s done for you automatically so you can get on with the things you love. Click on each stage to view the performance.
- Lifestages Auto 0-49
- Lifestages Auto 50-54
- Lifestages Auto 55-59
- Lifestages Auto 60-64
- Lifestages Auto 65+

Expert KiwiSaver advice on tap
You will need to decide which option is right for you, but you don’t need to do this alone. We have experts in providing KiwiSaver advice situated throughout New Zealand, as well as a digital team available online, who can help you decide if you are unsure – all at no additional charge.
