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1: Introduction to access terms

These access terms must be read in conjunction with the terms of use available on lifestages.co.nz (‘this website’), which is owned and operated by Funds Administration New Zealand Limited (‘FANZ’, ‘we’, ‘us’, ‘our’). These access terms (together with the terms of use) constitute an agreement between you, the website user, (‘you’, ‘your’) and us. By accessing and using any parts of this website that require you to login you agree that you have read, understood and accepted these access terms, and you agree to be bound by them.

2: Your account

We may provide you with an account login (including a username and password) to verify your identity when you use this website. You must ensure that your account details are complete and accurate when submitted to us, that the information that you have given is true and correct, and you must keep your account details up-to-date. You agree to not impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity.

3: Your username and password

Your username and password are personal to you and you must at all times keep your username and password secure and confidential and not disclose them to any third party or otherwise make any ‘login required’ area of this website available to any other person.

You agree that you are solely responsible for any use of the website by any person using your username and password and you agree to indemnify us against any and all claims arising out of your failure to keep your username or password secure and confidential.

You agree to notify us immediately by email to contact@lifestages.co.nz if you become aware of any unauthorised use of your account or any other breach of security.

4: Electronic communications

You consent to receiving communications from us electronically and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. You agree to be bound by any agreement reached through electronic communications in terms of the Electronic Transactions Act 2002. You consent to receiving electronic messages and information sent by us (or on our behalf) for any purposes described in our privacy policy. You agree, pursuant to section 11(2) of the Unsolicited Electronic Messages Act 2007, that the person sending any such message need not include a functional unsubscribe facility in that message.

These access terms were last updated on 15 August 2016.

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