Change my investment profile

My details

My KiwiSaver

Not sure what to select? See Inland Revenue   for more info.

Select your investment profile

You can switch your existing Lifestages KiwiSaver Scheme account balance and future contributions between funds by selecting one of the options below. This includes joining or exiting the Lifestages Auto option. Your Account balance will be automatically rebalanced annually (currently in August) to maintain their balance in line with your chosen investment profile.

NOTE: If you are saving for your first home we usually recommend that you save via the Lifestages Income Fund. Why? Because this fund is expected to provide greater stability in its returns than the Lifestages High Growth Fund.


You can create your own investment profile below by selecting from one of the commonly selected investment profile mixes provided for your convenience, or you can select your own investment profile. The commonly selected mixes reflect the combinations used in the Lifestages Auto option for different age ranges.

Please note that If you are not already invested in the Lifestages High Growth Fund, you must speak with one of our Financial Advisers to confirm this investment is appropriate for you before an investment in this Fund can be actioned – call 0800 727 2265.

Declarations

Privacy statement

This form collects personal information about you.

In this privacy policy, the terms 'we', 'us' and 'our' refer to Funds Administration New Zealand Limited ('FANZ') and/or our parent SBS Bank. The information collected will be used by FANZ and SBS Bank (collectively, the 'Bank') for purposes relating to:

  • the administration, operation, management, and marketing of the Lifestages KiwiSaver Scheme, including but not limited to enabling decisions to be made regarding this form
  • accessing any database (including, without limitation, the New Zealand Transport Agency's database of driver licences and the Department of Internal Affair's database of passports) to verify identity information
  • marketing goods and services provided by the Bank and its assignees or subsidiaries;
  • providing you with customer support
  • enabling any party involved in your investments with us to discharge their respective administrative and regulatory obligations
  • communicating with you, including by way of email and other electronic or social media means, in connection with administering, financing, insuring or enforcing your accounts and any other product or service provided by the Bank to you.

By completing this form you authorise us to access any of your contact details that may be held by SBS Bank. If you do not provide all of the required information, we may be unable to process this form.

Personal information is collected and stored by the Bank or its agents. We will take reasonable steps to protect personal information that is held by us from unauthorised access, use, disclosure, alteration, or destruction.

Your information will be held by the Bank at the address set out in the current Product Disclosure Statement for the Lifestages KiwiSaver Scheme, and may be disclosed:

  • to the Supervisor
  • to your adviser and any other person we recognise as having an interest in your investments with us
  • to related companies of FANZ, including SBS Bank and its subsidiaries or any assignees or potential assignees
  • to Inland Revenue
  • where required by law
  • as otherwise authorised by you
  • where relevant for any of the purposes above.

We will not sell, rent, or lease your personal information to third parties except in accordance with the Privacy Act 1993 and as set out in this privacy policy.

We are bound by, and comply with, the Privacy Act 1993. Under the Privacy Act 1993, you have the right to access and to request correction of any personal information about you held by the Bank and/or the Supervisor. If you are located in the EU, you may also have rights under the EU General Data Protection Regulation.

You may request access to, or correction of, any personal information we hold about you by emailing our privacy officer at contact@lifestages.co.nz or, if you have an account login, by using a facility on the website that allows you to access and correct personal information we hold about you. To ensure that the information we hold about you is accurate and current, please notify us of any changes to such information as soon as possible.

We reserve the right, at our discretion, to alter this privacy policy at any time. Changes to this privacy policy will take effect immediately once they are published on the Bank's website.

Investor declaration

I confirm that:

I have read the current Product Disclosure Statement (PDS) for the Lifestages KiwiSaver Scheme and agree to be bound by its terms.

I have read and understood the privacy policy in this form and consent to the collection, disclosure and retention of the information as set out in that policy.

The information I have supplied in this form is true and correct.

I understand that my change(s) will be implemented once my application has been accepted by FANZ and/or the Supervisor.

I understand that before processing my request, FANZ may require me to provide identity documents if I have not previously provided them.

I understand that once FANZ and/or the Supervisor has received my request, that request is irrevocable, unless otherwise agreed by FANZ.

I understand that where I have invested in both investment funds, values may change at a different rate. I also understand that FANZ will automatically rebalance my allocations between investment funds back to my selected investment profile on an annual basis and I authorise FANZ to undertake such rebalancing.

I understand that where I have selected the 'Lifestages Auto' option FANZ will automatically adjust my allocation between investment funds based on predetermined exposures for my age group, and I authorise FANZ to make such adjustments. I also understand that FANZ may change the Lifestages Auto option age ranges and fund exposures at any time. If this occurs, my allocations will be adjusted accordingly.

I acknowledge that neither the Supervisor, FANZ, SBS Bank or any other person will be liable to me for any loss as a consequence of my choice of investment strategy, my choice to invest through the 'Lifestages Auto' option, or any choice of investment strategy I make in the future, and that my investment in the Scheme is not guaranteed by any person.

I understand that PIE Tax will be deducted from the fund or portfolio I switch out of, where applicable.

I consent to the Bank giving my personal information to the Bank's subsidiaries or any assignees or potential assignees.

I consent to the Bank using my personal information for:

  • marketing goods and services provided by the Bank and its assignees or subsidiaries; and
  • communicating with me, including by way of email and other electronic or social media means, in connection with administering, financing, insuring or enforcing my accounts and any other product or ser-vice provided by the Bank to me.

I acknowledge that investments in the Scheme do not constitute bank deposits or liabilities of SBS Bank and that SBS Bank does not stand behind the capital value and performance of the securities.